New Construction Mortgage Financing

Supreme Lending’s New Home Construction Mortgage Financing provides peace of mind for you, the homebuyer, because the most stressful part of the building process is taken care of right up front.

Builders in today’s market tend to have most of their working capital tied up in the purchase of land lots. Our New Home Construction Mortgage Financing is ideal for them as well, because it allows them to have their costs covered throughout the building process without tapping into expensive lines of credit

A true WIN-WIN situation for
everyone!

GET PRE-APPROVED

Homebuyer Benefits

2,500 Lender Credit* with Get Pre-Qualified
One Time Close saving time and additional costs
Low Down Payment Options
Competitive Rates and home financing options
Extended Rate Lock Option
Interest Only Payments during construction
Local and Experienced new construction lending.

*The $2,500 is a Lender Credit and applies to new loan fees only. Lender Credit will not exceed the lesser of $2,500 or total closing cost amount. Loan must close on or before 12-31-2024. Must request the Lender Credit at time of application. Lender Credit not available on bond loans and availability is subject to change without notice. Loan must close and fund with Branch 302 of Supreme Lending to qualify for Lender Credit which will be reflected on the Closing Disclosure. Lender credit is subject to loan program minimum contribution requirements.

NEW HOME CONSTRUCTION FINANCING FEATURES

Traditional construction loans typically require large up front down payments in order to break ground, can be expensive to take out, and may also require very high credit scores.

Supreme Lending’s innovative New Home Construction Mortgage Financing is designed to allow homebuyers an easier way to afford and build the home of their dreams without additional fees or costs, while minimizing the down payment to your builder.

If you are building on your own land you may be able use that equity towards your down payment, and if your down payment is tied up in your current home, you may be able to access those funds as well!

Qualifying customers who take advantage of our New Home Construction Mortgage Financing may save in costs and are also eligible for our extended rate lock program!

Builder Benefits

(Service)

Dedicated Team to service your builders & buyers. Direct phone line exclusively for your builder network and buyers. We meet with and build relationships with each of your builder locations.
REAL TIME Pre-Qualifications– Builders meeting with a potential homebuyer can call, email, or fax the Get Pre-Qualified & receive an initial Pre-Qualification within 15-30 minutes. We perform SOFT credit pulls that have no impact to credit score which do not trigger unwarranted solicitation calls.
Custom co-branded Webpage dedicated to serve your builders & homebuyers at a minimal cost.
Continuity & Familiarity having a dedicated and experienced mortgage team to contact for builder & homebuyers’ questions.

(Products)

Experienced New Construction Lending with great loan programs (1-time close, lower down payment & credit score options, etc.). At Supreme Lending, we have a multitude of Construction loans & end loan options for our clients.
Full Menu & Wide Range of permanent financing options to cover MORE of your buyers (Conventional, JUMBO, FHA, VA, USDA, etc.) Processed, Underwritten and Funded IN-HOUSE.
Educate your Buyers – We will educate and nurture your buyers on qualifying for a mortgage.

LET me HELP YOU WITH YOUR NEXT HOME PURCHASE

BEN COULTER
Producing Branch Manager
NMLS ID# 383046
Phone: 612.384.7818

AARON DAEGES
Producing Branch Manager
NMLS #367835
Phone: 952.913.7283

5151 Edina Industrial Boulevard, Suite 500, Edina, MN 55439

600 Inwood Avenue, Suite 245, Oakdale, MN 55128

100 E Campus View Blvd, Suite 250 Columbus, Ohio 43235

This website is not authorized by the New York State Department of Financial Services to accept mortgage loan applications for properties located in New York. For New York applicants, please visit our New York authorized website: https://www.SupremeLending.com. © 2026 Everett Financial, Inc. dba Supreme Lending NMLS #2129 (https://www.nmlsconsumeraccess.org) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. All rights reserved. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All products are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. Residential Mortgage Loan Originator. Supreme Lending is an equal opportunity employer and does not practice discrimination based on age, gender, race, religion, national origin, as well as any other rights afforded to applicants under state and federal law.